Bernarda worked for a Swiss private bank prior to joining BFI in 2000. During her tenure she has gained profound experience in trust and estate planning as well as regulatory considerations. She holds a Bachelor's degree from the Equinoctial Technological University of Ecuador, and a Master of Laws (LL.M.) from the University of London. She also holds a Trust and Estate Practitioners qualification (TEP) and is a member of the Swiss branch of the Society of Trust and Estate Practitioners.